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Terms of Service

Last updated: January 13, 2026

1. Agreement to Terms

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity (โ€œyouโ€) and Partq.am (โ€œwe,โ€ โ€œusโ€ or โ€œourโ€), concerning your access to and use of the Partq.am website.

2. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the โ€œContentโ€) and the trademarks, service marks, and logos contained therein (the โ€œMarksโ€) are owned or controlled by us or licensed to us.

3. User Representations

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary.

4. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

5. Disclaimer

The site is provided on an as-is and as-available basis. You agree that your use of the site and our services will be at your sole risk. We are not financial advisors, and the information provided on this site does not constitute financial advice.

Partq.am

Partq.am is your AI-driven all-in-one personal finance platform. Our intelligent AI agents help you achieve better financial wellbeing. Track your net worth, income, and expenses with powerful categories. Manage personal debts and loans with automated reminders. rigorous savings goals and rules like 'Pay Yourself First' and 'Round-ups'. Secure, private, and multi-currency support for English, Russian, and Armenian users.

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